I spite of all the likes you received, I have to wonder if anyone has done the math.
If you take SS early, and live to 80, the SS system actually saves money on you. You would receive more money by waiting.
If you think you can do a physical job into your late 60's, you must have worked for a different company that I did, or give your center manager something he couldn't get elsewhere.
SSA uses 84 as the "death date" of the average person.
If you use the NPV (Net Present Value) of money and look at starting at age 62 or age 67, the person will receive the same amount of "equalized" funds. Assuming you start drawing at 62 and you live past 84 you get more. If you die before 84 you get less.
I never did the calculations but I have had 3 different financial advisers explain it the same way over the years.
As to doing "a physical job into your late 60's", I agree.
And it is not just the physical aspect of it. UPS is a stressful place to work for all employees.
I retired from UPS at 58 and I am working a second career in a less stressful occupation.
My savings and living below my means while at UPS allowed me to do this.
I think this is the logical solution to the dilemna you layout.
Rod retired from UPS as a driver and got a job with the city where he lives.
Ask
Rod about your scenario.