We were saving money and had no debt other than car payments and a mortgage. Inflation hit and we eliminated spending and that got us back in the green, but ran out of things to cut. We took advantage of the inflated housing market and bailed on our old house. It was a great house but in a horrendous neighborhood that was getting worse by the day and we got walloped by the jacked up interest rates. Right now we’re just skating by, sometimes losing but never gaining ground in terms of savings, but we have a large amount of cash to fall back on from the house sale. If it stays stagnant and prices stay up we’ll eventually burn through our savings. Hasn’t been long enough to see how our raise helps. Fortunately work has picked up and I’m getting OT everyday now. We’ll see how it goes. This is the first time in my life I’ve worried about our financial security.
