P
pickup
Guest
At least here in the Western Conference, you would be wrong.
My wife is listed as a survivor/beneficiary on my pension. I'm vested, but not yet eligible to retire. If I died today, my wife would get the amount I would receive if I were to become permanently disabled and retire early. If I died while eligible to retire but while still working, my wofe would get the same amount I would qualify for if I were alive and chose to retire. Once I retire for good, we will keep the survivor benefit and upon my death she will receive 65% of my pension for the rest of her life.
So, in other words, your wife has an increased financial incentive to see you get knocked off once you are eligible for retirement and before you retire. I hope your marriage is on solid ground. I've read true life crime stories with stuff like this as the motivation in the killings.