My 401k was actually set at 1% for a while then gradually increased it, i actually had it at 35% during peak but found 25% to be a sweet spot
I gotta thank ms pacman for helping me = ]
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- Thread starter nystripe96
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My 401k was actually set at 1% for a while then gradually increased it, i actually had it at 35% during peak but found 25% to be a sweet spot
I gotta thank ms pacman for helping me = ]
Every time I get a raise I bump it up. Trying to find the right balance of savings and living.
The ones that make the most put the least in. The 100k club that drives a BMW to work.
Brownslave688
You want a toe? I can get you a toe.
They way I look at it is if I'm bringing home over 1k a week I'm either working too much or not putting enough into the 401k
Brownslave688
You want a toe? I can get you a toe.
I tell all of the new guys the day they go full time. Put it at 20% and don't even think about touching it the rest of your career. Of course I doubt many take my advice.
BakerMayfield2018
Fight the power.
Many don't have the ability , like you do, they may have a spouse that dosen't work and a couple kids , etc.....
I got to twist their arms just to put a few percent away. The senior drivers are worse and they know what shape out pension fund is in.
Agreed but....they can still put something away and gradually increase it over time.
Brownslave688
You want a toe? I can get you a toe.
If you do it the day you go full time you'll never miss it. They were making it at measly part time wages somehow.
A full time upser can max out their 401k and still bring home at least $800-$900 a week. There are lots of people that would KILL to have a job that pays that.
Guess it depends on where you live at too.
BakerMayfield2018
Fight the power.
Maybe they were renting an apartment when pt, now bought a home........
Brownslave688
You want a toe? I can get you a toe.
I see 1300-1400 paychecks all of the time and just shake my head.
You can lead a horse to water but you can't make it drink.
I'm sure we all could do a little better and cut a little spending and save a little more.
Brownslave688
You want a toe? I can get you a toe.
Maybe they should of kept renting an apt....
I know a couple of drivers who actually claimed bankruptcy.
..the over time whores.
Guess those three cruises a year and all the toys are worth it?????!!!!!
BakerMayfield2018
Fight the power.
Yea, cause that's not like flushing your $$$ right down the crapper like a big ol @Turdferguson ....
Brownslave688
You want a toe? I can get you a toe.
Listen my wife and I make more money than all of our friends. I get that we are very fortunate.
However all of our friends have more stuff than us. We get told all of the time. Just go buy a car. Just go buy that house. Nope. There's a plan in place. So far it's went very well. I plan on retiring a multimillionaire
However all of our friends have more stuff than us. We get told all of the time. Just go buy a car. Just go buy that house. Nope. There's a plan in place. So far it's went very well. I plan on retiring a multimillionaire
BakerMayfield2018
Fight the power.
Brownslave688
You want a toe? I can get you a toe.
It's actually not. I once thought it was too but I learned that lesson the hard way.
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