Ask enough questions? You must be kidding me. I was on the traditional plan for many many years, then along comes Ups with new plans that they want us to switch to. Mail order drugs free,$5 brand at Cvs etc, $0 generic, 10% copayment on approved medical instead of 20%, no medical deductibles if you go to plan doctors. The BIG SELLING POINT FOR ME WAS...That when We(177) retired we get dental and vision which we would not of had if we did not switch..no brainer. We were told we would have to pay $50 monthly and we had to be on this PLAN FOR 4 YEARS BEFORE WE RETIRE. So YES I. Knew what I was getting into when I switched plans. Anyone with half a brain would of done the same, and many,many did only to NOW HAVE UPS TAKE AWAY FROM US WHAT WE WERE TOLD IN GOOD FAITH YEARS AGO. How would You feel? I know I know Ups does what they want and this is an example of how Ups does things. Next contract should really be an eye opener for sure, I will be patiently waiting to see the uproar on this forum when things go south for future Retirees like myself who were dumb enough to believe like me that Ups would keep their word and actually show that they care about their employees ..oops I mean numbers. But sure enough Ups will present a check to United away or send a plane for disaster relief somewhere to show society that they are a caring company. What a Joke!