Your 401k Allocations.

[Jkloc420]

I never said that it wasn't; however, if not for his side business, there is no way a PTer puts away 1/3 of his/her check.

If they are living at home and have no rent is another way

 

[UpstateNYUPSer(Ret)]

If they are living at home and have no rent is another way

If they are living at home and NOT going to school they should be paying rent.

 

[Jkloc420]

If they are living at home and NOT going to school they should be paying rent.

thats fine

 

[ManInBrown]

Does anyone know how to re-invest dividends on the ComputerShare website for the stock purchases? I keep forgetting to call them and just got another dividend check today. I'd like to do it online

 

[Rack em]

Does anyone know how to re-invest dividends on the ComputerShare website for the stock purchases? I keep forgetting to call them and just got another dividend check today. I'd like to do it online

I forget exactly how to do it, but you can do it online on the compushare website.

 

[UpstateNYUPSer(Ret)]

Does anyone know how to re-invest dividends on the ComputerShare website for the stock purchases? I keep forgetting to call them and just got another dividend check today. I'd like to do it online

I forget exactly how to do it, but you can do it online on the compushare website.

It's called DRIP.

 

[MendozaJ]

Pre-tax 5%
Roth 401k 15%

BOND MARKET INDEX FUND 10%
BALANCED FUND 10%
S&P 500 EQUITY INDEX FUND 30%
S&P 400 MIDCAP INDEX FUND 15%
RUSSELL 2000 INDEX FUND 20%
INTERNATIONAL INDEX FUND 10%
U.S. REIT INDEX FUND 5%

 

[zero]

just got my 401k stuff in the mail this week. already have a roth at edward jones and a stock account. guess i need to set up a meeting to discuss options

 

[Brownslave688]

Interested to hear what others have elected for their 401k contribution.

Currently funding ROTH401k
S&P 500 EQUITY INDEX FUND Large Cap Stock - Blend 20%
S&P 400 MIDCAP INDEX FUND Mid Cap Stock - Blend 20%
RUSSELL 2000 INDEX FUND Small Cap Stock - Blend 20%
INTERNATIONAL INDEX FUND International Stock - Blend 10%
BRIGHT HORIZON 2035 FUND Other - Lifecycle 30%

I also have IRA's and mostly mixed with Index funds as well.

Pretty similar except zero into the bright horizons fund for me. Higher percentages into the index.

 

[What'dyabringmetoday???]

I never said that it wasn't; however, if not for his side business, there is no way a PTer puts away 1/3 of his/her check.

Thank you Suze Orman.

 

[Matty_lawn]

I can't scroll to the right on mobile but this is what I do. Open for opinions.

 

[1989]

refinancing a vegas property to buy one down the street. That will net $650-$750 a month. I get most of my vitamin K while working.

 

[IVE GOTTA PACKAGE 4U]

I can't scroll to the right on mobile but this is what I do. Open for opinions. View attachment 137611

Looks good.

 

[Jackburton]

Roth 401k 20%


S&P 400 MIDCAP INDEX FUND 35%
RUSSELL 2000 INDEX FUND 30%
INTERNATIONAL INDEX FUND10%
U.S. REIT INDEX FUND 25%

 

[UPS Preloader]

Mine is pretty close to OP's. I put 35 percent a week and it has been adding up quick

Same here. 35% (Did 70% over peak with the catch up provision.)

ROTH401k

S&P 500 EQUITY INDEX FUND Large Cap Stock - Blend 20%

S&P 400 MIDCAP INDEX FUND Mid Cap Stock - Blend 20%

RUSSELL 2000 INDEX FUND Small Cap Stock - Blend 20%

INTERNATIONAL INDEX FUND International Stock - Blend 15%

Real Estate fund 20%

Balanced Fund 5%

 

[Over 70]

I never said that it wasn't; however, if not for his side business, there is no way a PTer puts away 1/3 of his/her check.

You assume alot. Many PT'ers clear more cash than you a year. I know from your posts I do for sure.

 

[Rack em]

So can we set up both a pre tax AND roth 401k?

 

[Jones]

So can we set up both a pre tax AND roth 401k?

Yes.

 

[Rack em]

Yes.

I'm sorry since I'm new to the financial stuff, but what is the benefit of adding a roth as apposed to just having a traditional 401k?

 

[Jackburton]

I'm sorry since I'm new to the financial stuff, but what is the benefit of adding a roth as apposed to just having a traditional 401k?

Roth contributions are taxed now before going in, then all gains off that contribution will be tax free upon withdrawal. Traditional isn't taxed now, but will be taxable upon withdrawal.