brownmonster
Man of Great Wisdom
Put me in the lack of category.
Teamster UPS 401K - Prudential Financial
- Thread starter VegasHighRoller
- Start date
542thruNthru
Well-Known Member
I should have none of those other then maybe a car payment. Though I always make sure to have a big enough down to keep it under 200 a month. It's not perfect but still better then 500 a month.
Brownslave688
You want a toe? I can get you a toe.
Because so many still carry those things into retirement.
Jackburton
Gone Fish'n
Which I won’t understand. People scrimp and save to put money in their retirement yet carry debt at 3-5% on a car depreciating, a CC balance with 16-19% interest, and mortgage balance with 3-5% rate (which with the new tax laws you won’t reach itemization easily to argue the 25% return on that interest)
All of the above are guaranteed ROI’s, which the market can’t guarantee.
Meh. You should see my Vanguard account. That's where the Emerging markets and small cap VALUE are...among some other better funds than we are offered through Prudential. I'd say go more than 20% in the 401k International fund, but it was up the most last year, now's not the time to jump on that bandwagon hot and heavy.
Amen to this. This is how you round out the portfolio.
15% in bonds with 40+ years to go until retirement? Pass. Definitely understandable though if people don't want to learn about the market/investing. I have to remember people don't want to study it every day/week like I do.
UpstateNYUPSer(Ret)
Well-Known Member
Congrats!
That is his balance.
Mine is right around $225K. Would have been higher but life tends to get in the way.
UpstateNYUPSer(Ret)
Well-Known Member
Excellent point.
I will be completely debt free when I begin retirement. My budgeted retirement expenditures will be right around $3K/month, which my pension will more than cover without touching my 401k or SS.
UpstateNYUPSer(Ret)
Well-Known Member
We have members here who have postponed retirement to help pay for college for their children.
brownmonster
Man of Great Wisdom
I will be married when I start my retirement, therefore my expenditures will be slightly higher. Did I say slightly?
Make her get a job
brownmonster
Man of Great Wisdom
She's had one for 30 years. She has a nice retirement nest egg also.
Brownslave688
You want a toe? I can get you a toe.
I hear every woman is instinctively good at making sandwiches
Nothing beats a good sandwich
Brownslave688
You want a toe? I can get you a toe.
I wouldn't say nothing.
You always gotta eat....
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