Save them! Helps your ownership incentive.
However, it's your money so do with it as you please!
I agree there is some incentive of keeping them. However, i am sure i can take it out and gamble on better investments and make much more. Personally i have been saving them just has an acct i can use to save money to help with a down payment for a house.
However i think there is too much presure from local senior management that we should keep them to support the company. Overall i think our pay structure is trash! Wish they would get rid of MIP and just collapse into our monthly salary. All MIP is is a way for UPS to keep my money hostage to try to prevent people from leaving
