Oh I got you. You’re talking about after the max of 25% or whatever it is.
why wouldn’t just put in a Roth IRA?
well yes if, you're not already investing in a roth IRA it's better for you to put that money first in a roth IRA, however 2 things. if you're already maxing your roth IRA, it's the next best option for increasing your roth column. and if you're not already maxing your roth IRA, it's situationally better to max a roth IRA before making Roth401k contributions since the rules for roth401k and rothIRA are not exactly similar.
