Dear Lord. Long term care is almost a necessity for my FIL. Unbelievable the cost, for that hole? I mean, you ever see the employees? Was just looking at long term care insurance for me and the wife, seems like a high priced risky bitch as well. Pretty depressing stuff at the end of the road. Makes you wonder why it's "tragic" when someone passes suddenly, at least it's over, this is unreal, sorry for rambling but my God!!!
I'm so sorry for what you and your family are going through.Dear Lord. Long term care is almost a necessity for my FIL. Unbelievable the cost, for that hole? I mean, you ever see the employees? Was just looking at long term care insurance for me and the wife, seems like a high priced risky bitch as well. Pretty depressing stuff at the end of the road. Makes you wonder why it's "tragic" when someone passes suddenly, at least it's over, this is unreal, sorry for rambling but my God!!!
I pay $48.56/month for my MetLife LTC policy and can deduct the premiums on my state tax return.
I gotta tell you---from your post, I wasn't sure if you were calling your FIL an or the home a hole.
They are all crap holes. Be sure to put the max allowed away for final expenses before going in.Dear Lord. Long term care is almost a necessity for my FIL. Unbelievable the cost, for that hole? I mean, you ever see the employees? Was just looking at long term care insurance for me and the wife, seems like a high priced risky bitch as well. Pretty depressing stuff at the end of the road. Makes you wonder why it's "tragic" when someone passes suddenly, at least it's over, this is unreal, sorry for rambling but my God!!!
What are the limits of coverage on that? Doesn't sound too unreasonable.I pay $48.56/month for my MetLife LTC policy and can deduct the premiums on my state tax return.
I gotta tell you---from your post, I wasn't sure if you were calling your FIL an or the home a hole.
We have long term care insurance and have had it since our late 20's.......not so expensive when you get it early.Dear Lord. Long term care is almost a necessity for my FIL. Unbelievable the cost, for that hole? I mean, you ever see the employees? Was just looking at long term care insurance for me and the wife, seems like a high priced risky bitch as well. Pretty depressing stuff at the end of the road. Makes you wonder why it's "tragic" when someone passes suddenly, at least it's over, this is unreal, sorry for rambling but my God!!!
They are all crap holes. Be sure to put the max allowed away for final expenses before going in.
I will say this the one my FIL is in is like a damn country club he has his own apartment.they do the laundry and clean there's a pub a gym with tons of equipment an indoor and out door swimming pool ( not a pretty sight) cost him a fair amount to move in and they take his SS check. He's a retired school administrator so he's got a sweet pension.
It's worked out well for him
Old sob even has a girlfriend
WTF!!
My mom is in a nursing home. They're getting her SS, pension AND Medicare for her.The home is getting more than just his SS. Trust me.
The home is getting more than just his SS. Trust me.
My mom is in a nursing home. They're getting her SS, pension AND Medicare for her.
Nope
Cost him 60k to buy in
Nope that's the good part. Don't have to watch them take everything she has, because she has nothing. Lol.Not to be a jerk, but obviously she has nothing else.