Injury Settlement from Liberty Mutual

[Dracula]

This was not something I contacted them about, they called me. I blew them off the first time, but they insisted this is a "benefit to me" in the possible form of a substantial amount of money. At this point, I see no need for a lawyer, because I'm not asking for anything from them. I suspect taking their offer means that I cannot sue them in the future if the injury , but again, I don't know and I won't know until i see the paperwork.

I'm not signing away anything for $11 a week.

Okay, counselor.

 

[Nothing by 1030 anymore]

Ok, just to clarify a couple of things first. I'm not a fool, or confused. Anyone with any sense at all can read through these responses and realize how little knowledge there actually is out there dealing with this issue. Even then, it's different in every state apparently.

Now, the extent of the information I have on this is two conversations with the LM claims specialist totaling about 90 seconds. I have no paperwork and no information from any reliable or knowledgable source as it relates to this case.
With respect to actual "terms" I've used, I'm just going by what LM has said to me- again, that's ONLY about 90 seconds worth of info to go on.

As far as I could tell, in this state the law says that the amount is based on a formula that coincides with your impairment rating. Without going back to double check, I believe 1-8% was calculated by taking your weekly wage X .065 X 425 weeks. Depending on what figure they use for weekly pay, that number roughly comes out to $117. Multiply that by 425 and you get $49,725. Using that method, you can clearly see why the $11/ week to a total of ~$4700 is not only way off base, but practically insulting- especially when they plan to pay in weekly installments.

They are supposed to be sending me the paperwork, and until then, it's just a guessing game as to what has actually transpired here. I think most of us know that NOTHING is free in this world, and they didn't just call me out of the blue to offer me a few thousand dollars because they're nice folks. They are going to want me to give them something in return, and I can tell you right now that at $11 a week, they aren't getting a damn thing from me. Call me stupid if you want, but with 20 or so years left, $4700 is an insult.

Omg can you just search the workers comp laws in ur state. ITS JUST AN IMPAIRMENT rating. In texas it's required by workers comp laws.ITS NOT A SETTLEMENT OR AN OFFER YOU CAN TURNDOWN! You are not getting the payday you want for a fixed broken ankle.

 

[coolslice]

Ok, I realize that some of you just want to be a smart ass, and others have not read the thread and do not understand the details. Obviously I have researched this as much as I possibly can, and obviously there isn't a specific answer. My injury was not simply "a broken ankle". It is not 100%, nor is it "fixed". The impairment rating backs that up.

I received the paperwork yesterday, and it is virtually worthless when it comes to providing an explanation as to what I am sacrificing by accepting the settlement. The fact that they are going to give me $11 a week is all the more reason to turn it down. I won't even know that it's on my check, and it'll probably be taxed. If you guys would essentially accept a McDonalds value meal each week to pay you off for an injury that will plague you for the rest of your life- then that's your choice.

I appreciate the folks here who did their best to help.

 

[Nothing by 1030 anymore]

Ok, I realize that some of you just want to be a smart ass, and others have not read the thread and do not understand the details. Obviously I have researched this as much as I possibly can, and obviously there isn't a specific answer. My injury was not simply "a broken ankle". It is not 100%, nor is it "fixed". The impairment rating backs that up.

I received the paperwork yesterday, and it is virtually worthless when it comes to providing an explanation as to what I am sacrificing by accepting the settlement. The fact that they are going to give me $11 a week is all the more reason to turn it down. I won't even know that it's on my check, and it'll probably be taxed. If you guys would essentially accept a McDonalds value meal each week to pay you off for an injury that will plague you for the rest of your life- then that's your choice.

I appreciate the folks here who did their best to help.

I give up.

 

[coolslice]

Omg can you just search the workers comp laws in ur state. ITS JUST AN IMPAIRMENT rating. In texas it's required by workers comp laws.ITS NOT A SETTLEMENT OR AN OFFER YOU CAN TURNDOWN! You are not getting the payday you want for a fixed broken ankle.

I appreciate you trying to help, but the first thing I did was research the laws in my state. It actually IS a settlement and you CAN turn it down. My ankle is not what it was before the injury, and never will be. I was not rated at 100%.

My purpose for asking this question here was in hopes that others had been through the process and could kind of give me a heads up on what to expect and how they handled the situation. The responses have varied from "you get nothing" to "I got big money".

 

[UpstateNYUPSer(Ret)]

You really to contact a lawyer. Most offer a free consultation.

 

[Nothing by 1030 anymore]

So what happened

 

[Tired Driver]

Tha way this works is that a body part is worth X amount of work weeks. You multiply this with your disability assessment equals what you get.

 

[barnyard]

Tha way this works is that a body part is worth X amount of work weeks. You multiply this with your disability assessment equals what you get.

That is the way it works in my state. Plus, all of that money was tax-free.

 

[UpstateNYUPSer(Ret)]

Tha way this works is that a body part is worth X amount of work weeks. You multiply this with your disability assessment equals what you get.

That is the way it works in my state. Plus, all of that money was tax-free.

Suppose said body part fails again in the future-----does the typical injury settlement include a provision that future car on that particular body part would no longer be covered?

 

[bottomups]

Suppose said body part fails again in the future-----does the typical injury settlement include a provision that future car on that particular body part would no longer be covered?

No. At least not in Wisconsin. The settlement is just compensating you on the permanent disability portion of the injury. Here the medical claim is still open for 12 1/2 years from the date of last payment for any future medical care.

 

[Nothing by 1030 anymore]

Any news? Curious

 

[Nothing by 1030 anymore]

How much

 

[Nothing by 1030 anymore]

Well?

 

[Nothing by 1030 anymore]

How much

 

[Re-Raise]

How much

Tougher to get than Trump's tax return

 

[Returntosender]

How much

 

[Nothing by 1030 anymore]

Update?

 

[CACHdriver]

I just settled a claim for a cut tendon in my foot for 20% of my foot for 33.4 weeks of PPD. I have returned to work with no problems.

Not same body part bit I popped my bicep tendon back in Dec 2019....it took 3 surgeries to finally get it reattached and now (after complaining about tingling and numbness in my fingers and forearm from the day of injury) I have Ulnar nerve damage and carpel tunnel nerve damage, so 2 more surgeries next Monday!!

I know there's all kinds of injuries thar are possible with this job and most can be cleared up physical therapy exercise. That being said, does anyone if having a surgery (let alone 5 total)
change/ increase final monetary settlement and is there a chart or formula they use?
I have a lawyer, I would just like to know, so I'm getting my maximum amount that I can say I deserve after having gone under the knife 5 times!!

#frustrated
#beenoutoverayearnow

 

[Karma...]

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