Look I'm not going to get into this. I write checks payable to the United States Treasury four times a year and in a few months I'll turn 70 but I'm not worried about it but for some reason there are people many of whom haven't paid in a dime in years have allowed the gloom and doom station to scare them into believing that the entitlement programs they're living on are a threat to the good of the nation and they will have to learn to live without them while crypto traders and hedge fund managers manipulate tax rules to make millions but pay little or nothing.
My advice to you is simply this. If it's that important to you....go to college and get a degree in accounting, or political science or intergovernmental studies. This way you can worry your little head to your heart's content but at the same time speak to the matter in a professionally qualified and legally recognized manner. What you're doing here is a disservice to yourself .