Where's your peak pay going?

[brownmonster]

I friend*in hate the Montana Casinos especially closer to Billings. The Crow tribe sends me Xmas cards every year because I've put half the tribe through college

I evenly distribute my money between the Oneida, HoChunk and Potowatami tribes.

 

[The Driver]

Add to my car fund and my down payment fund, the rest will be used for a Caribbean vacation.

 

[BakerMayfield2018]

Lot's of cars cost way over $100K for people who can afford them. It's not retarded. Do you want a Lamborghini for $50K? The RX has always been an entry level Lexus although now they make the small NX.

Entry level is the IS maroon.

 

[JL 0513]

Entry level is the IS maroon.

That's a sedan, we are talking SUV's/crossovers.

Why are you name calling behind the protection of your anonymity? You certainly wouldn't say it to my face.

 

[scooby0048]

I evenly distribute my money between the Oneida, HoChunk and Potowatami tribes.

I'm currently undertaking the personal financing of a parking garage expansion at Cadillac Jacks in Deadwood, SD

 

[brownmonster]

I'm currently undertaking the personal financing of a parking garage expansion at Cadillac Jacks in Deadwood, SD

I've financed a few additions myself.

 

[dookie stain]

Why would anyone want a Lexus anyway? Buy a Toyota Camry and switch the t for an L

 

[UpstateNYUPSer(Ret)]

Peak's pay is going to pay bills, as usual. The day I get FT is the day I stop having to catch up on bills. Also this $640 a month on daycare can bite a big one.

The day that you get FT is the day that you will create new bills.

If you think $640/month for daycare is bad, you should try $530/week-----that is what my daughter and SIL pay for my two grandkids.

 

[UpstateNYUPSer(Ret)]

Daycare is $157 a week for a 3 year old. Totally worth it for her social development, but damn I cannot wait to not be saving that once she's in Kindergarten. I'd much rather put that $7k a year away towards a vacation or something else.

They don't have pre-K in your area?

 

[UpstateNYUPSer(Ret)]

Add to my car fund and my down payment fund, the rest will be used for a Caribbean vacation.

Why not focus on the car/DP funds and take a staycation instead?

 

[MyTripisCut]

Why not focus on the car/DP funds and take a staycation instead?

Because he’s not a grumpy old loner.

 

[Notcool]

Im at the bottom of the four year progression after 10 years inside. So mine is going to rent. Hopefully some christmas presents

 

[sailfish]

A cheap Lexus on a long term. An LS would be around $1,500 a month for 60 months.

Wrong. It’s the December to Remember sales event. You can get an RX for $399 maroon.

maroon? Really?

You're talking about a fleece, with good money down. An RX is a lower line Lexus. I was just making a point. A Lexus can cost $100K. You think you're going to pay $399/mo maroon?

And actually, the LFA cost $375,000 when it was out.

Yes. Really. Your paying 100 K your more like borderline retarded. RX is not “low line “. It’s only 4K down. I’m sure your hooptie is worth 4K.

If you can afford the car it should cost you $0 per month.

 

[GenericUsername]

They don't have pre-K in your area?

The daycare she goes to now offers pre-K. Still costs though.

 

[UpstateNYUPSer(Ret)]

The daycare she goes to now offers pre-K. Still costs though.

NY is slowly starting to fund pre-K.

 

[GenericUsername]

The day that you get FT is the day that you will create new bills.

If you think $640/month for daycare is bad, you should try $530/week-----that is what my daughter and SIL pay for my two grandkids.

I intend on merging the daycare and my car payment together and buying a nicer vehicle. The 2012 isn't cutting it anymore (smaller car) and more than likely going to buy a Jeep or a truck of some sort. It feels like I'm driving a go-kart after work on the way home every day.

NY is slowly starting to fund pre-K.

I'll have to look into what Florida is doing these days with it. It hasn't really crossed my mind, but all I know is that her Mom is going to take a reduced working role once she starts school. The money won't be an issue there, and the money I spend for daycare won't even matter at that point. It'll be around ~$100 a week for my other half to work a little less and then stay home with her in the later afternoons.

 

[The Driver]

Why not focus on the car/DP funds and take a staycation instead?

Honestly, this is what I constantly fight against. I’m a super saver. I save 15% pre-tax 401k and another 50+% in savings for things like house/car. I think I need to get out of my comfort zone. I’m ahead of schedule on my goals anyway.

 

[The Driver]

Because he’s not a grumpy old loner.

I’m one in the making.

 

[bottomups]

I evenly distribute my money between the Oneida, HoChunk and Potowatami tribes.

Try the smaller Lac du Flambeau. They don't have the big overhead costs and seem to pay out more.

 

[UpstateNYUPSer(Ret)]

Honestly, this is what I constantly fight against. I’m a super saver. I save 15% pre-tax 401k and another 50+% in savings for things like house/car. I think I need to get out of my comfort zone. I’m ahead of schedule on my goals anyway.

Yeah, the 50% may be a bit much, although it doesn’t hurt to be prepared.