ski or die
Ski or Die
Two of my co-workers passed away within 6 months of retirement. You never know when your time will come, so enjoy it while still young.
The way I looked at it was the same, 18 years to break even. Your still young at 62 and able to travel quite a bit and enjoy life. When you get to 80, pretty much have everything you need and will not be traveling as much. So probably will be just putting money aside for the kids. Enjoy life while still young.
Two of my co-workers passed away within 6 months of retirement. You never know when your time will come, so enjoy it while still young.
it seems like a big difference ....1800-3200....1400 extra a month, by ya why wait an extra 8 years? plus with my pension and 401k I could invest that 1800 a month and probably make a better return than Uncle Sam can with low cost Vanguard funds. Even their retirement type funds have averaged 9-10 percent a year for last 10 years. ( i know that does not guarantee future results )The way I looked at it was the same, 18 years to break even. Your still young at 62 and able to travel quite a bit and enjoy life. When you get to 80, pretty much have everything you need and will not be traveling as much. So probably will be just putting money aside for the kids. Enjoy life while still young.
it seems like a big difference ....1800-3200....1400 extra a month, by ya why wait an extra 8 years? plus with my pension and 401k I could invest that 1800 a month and probably make a better return than Uncle Sam can with low cost Vanguard funds. Even their retirement type funds have averaged 9-10 percent a year for last 10 years. ( i know that does not guarantee future results )
FUH.
Yes why wait? You may not live long enough to collect, it's a gamble. To me it's what is your time worth?
My wife had a friend who was waiting to collect ss at 66. She got very ill and passed away at the age of 65.Our lives are like a vapor. Here today, gone tomorrow, just sayin
My mom never got much, she went at 66, and died at 70. Lived the last few yrs in assisted living. Didnt want to move in with me as I was never home. Im taking it the second I am eligible.
I think its sad, people work all their life and dont take what they have earned as soon as they can. I had a sister die at 52, a brother die at 59, and I am 59 now, but I have been more active all my life than they were. So I got fingers crossed, every day, Lol. But at this point I am healthy, no meds, and a whole lotta life left, and I am going to live it. I have no desire to travel, I just like being home. And drinking my coffee, going where I want, when I want, not caring what day it is, its all new to me and I love it. I am looking into being a dog placement person at a local rescue. But my husband says heck no, I will bring them all home.
Thats how I feel. I have enough to live Ok. My family longevity makes me think to take it as soon as I can. After all we cant pass it on. I am hoping to way outlive all of them, but other than lifestyle, its luck, and heredity. And two of those you have no input.I agree. Far too often people work too long and die soon after they retire. Its a gamble but would you rather have more years when you are younger and healthier or wait for more money you may not live long enough to enjoy? You don't need a lot of money to keep busy and happy, and after you retire you will heal up and your health will improve.
Thats how I feel. I have enough to live Ok. My family longevity makes me think to take it as soon as I can. After all we cant pass it on. I am hoping to way outlive all of them, but other than lifestyle, its luck, and heredity. And two of those you have no input.
I plan on spending my kid's inheritance and die with nothing left.
How long have you been retired?I also want to croak Broke. What the heck? Bust your tail your whole life working, depending on how old you were when starting out at UPS working possibly 25-35 years it is then time to spend and enjoy your $$$ while you can. Just relaxing at home or farting around, traveling, it does not matter, you are released from the day to day stress that you dealt with at UPS. Take SS early and enjoy the extra $$$. Money will never buy you time on this earth. It is only good to you if you are still breathing. Recent Celebrity deaths in the news remind us of our mortality
my dad recently passed and left us kids a ton of money. In the last year of his life I asked him what he wanted to do, travel the world, buy anything he wanted , and he said NO. he did not want for anything. just ol fashioned. liked his vino an pasta and sitting out in the back yard.I also want to croak Broke. What the heck? Bust your tail your whole life working, depending on how old you were when starting out at UPS working possibly 25-35 years it is then time to spend and enjoy your $$$ while you can. Just relaxing at home or farting around, traveling, it does not matter, you are released from the day to day stress that you dealt with at UPS. Take SS early and enjoy the extra $$$. Money will never buy you time on this earth. It is only good to you if you are still breathing. Recent Celebrity deaths in the news remind us of our mortality
Retired 1/1/08..........Headed west from Jersey on the 3rd, found my home in AZ, then headed back to Jersey, closed on the 14th of Feb. while my home in Jersey hit the market the same day, closed on that one while heading back to AZ. Arrived May the 2nd. Best move of my lifeHow long have you been retired?