floridays
Well-Known Member
If IRS rules don't allow it, why bother with the question. I have no idea of all the rules.
I just responded about the people who are bad money managers. You let them run their own 401k and borrow, make hardship withdrawals and not even join, you will see broke people when they retire.
We had a retirement Q&A meeting just a few weeks ago. Some 30 year people are not even enrolled in the 401k. Pure ignorance
Regarding your last sentence, I can't respond with intelligence, nor can you. We don't know their financials, quite possibly it takes every penny to meet their obligations and simply can't take advantage of the matching FEDEX offers.