In my experience each state has their own calculations as to work comp claims and future loss of income. If you are injured at work and your claim is accepted, the employers coverage kicks in and all wages and benefits as well as medical will be covered until a point where you are fit for duty. Your Dr(s) will determine the likelihood of any further treatment. If the Dr(s) determine you are more likely than not to need treatment in your future, then pain, suffering and future loss of wages becomes an issue. Before you hire a lawyer, know what the Dr(s) say about your future and know your states workers comp time limits for a work place injury. Your states DWD is a great source for reliable information and laws that protect the employee. gl