Relax Francis, I'm far from a rookie. The point I was responding to and the point that you completely missed on (again) was the original posters complaint that he was sent a bill for a UPS physical, and you piped up with a shot at TeamCare. UPS is contractually obligated to pay for the required DOT physical (as BUG accurately pointed out). If at that DOT physical another health condition is noted (as MUG accurately pointed out), that is no longer a UPS physical but your personal health issue which will then be covered by your insurance.
The FACT remains that UPS pays for the DOT physical, not TeamCare.
And that is exactly why our BA's caution our members on what they say to a DOT doctor. Mention you fall asleep watching TV and you've given the "more information" that'll get that DOT doc to order a sleep test. By all means get help if you need it, but get that help from your doctor, not the company hired DOT physical quack.