I am new to the chat room & guess what? I have been reading the chats and agree with you all. I travel all over to UPS hubs in all states and everyone is experiencing the same issues. I have been and UPS for 35 years and a shop steward for 22 years and I also am a marketing director for an insurance co that has been around since 1910. This insurance company only insures your income in the event of termination or suspension. If you work for UPS you know that UPS is going to do what they want. We need to think outside the box, in this year 2012 - we need to protect our income. If you want a peace of mind- hit me up at **********. Time to protect your income and think about your family in the time of need. Our family is the one that will suffer if or when we are terminated or suspended for any length of time. With this insurance it is very reasonable and if your job is lost permanently -you will be paid weekly up to 1 year. OLD G