Because you still have a family , some of us are able to take weeks off without pay and now because of this you have to at least put some time in to make sure you don't lose your insurance and why would you want to buy the premium when you are only out a week
The guys who are ok with this has been living it so you are ok with it , but us that had a once a month punch before this is new and will take a little to get used to it