You need to contact AETNA but be prepared for bad news.
Usually, and it does vary, LTD goes to like 40% and you have to pay for your insurance.
Article 34 National Master.
(j) Long-Term Disability
(1) Full-time seniority employees will become eligible for longterm
disability (LTD) after six (6) months of employment for nonoccupational
illnesses or injuries that last longer than twenty-six
(26) weeks.
(2) Long-term disability benefits will equal sixty percent (60%) of
the employee’s base weekly pay to a maximum of six hundred dollars
($600) per week for up to five (5) years. Long-term disability
benefits begin when short-term disability coverage ends or after
twenty-six (26) weeks from date of disability, whichever is later.
The six hundred dollars ($600) cap shall be increased to seven
hundred dollars ($700) effective January 1, 2014 and to eight
hundred dollars ($800) on January 1, 2017.
(3) Average weekly base pay is computed by averaging paid hours
(maximum of forty (40) hours per week) each week during the last
full calendar quarter the employee worked and multiplying that by
the hourly rate of their base job. Weeks of unemployment in the
prior quarter will not be counted in the calculation. If there were
substantial weeks of unemployment, the prior full calendar quarter
may be used for the calculation.
(4) The definition of disability, termination of eligibility, offsets,
exclusions, limitations, claim procedures and any other related
issues will be controlled by the Summary Plan Description.
(5) The long-term disability coverage will become effective on
August 1, 2004 for eligible employees who become disabled after
that date. However, pre-existing conditions will not affect the
employee’s eligibility for LTD.
(6) In those situations where a Teamster Health and Welfare Fund provides
a short term disability benefit, the employee receiving such benefit
shall provide the UPS National LTD Plan sixty (60) days advance
notice of the estimated termination date of the short term disability. If
such notice is not provided, the UPS National LTD Plan shall have the
right to delay the commencement of LTD payments.
(7) Any employee receiving LTD benefits pursuant to this Plan shall
be entitled to receive health care coverage in accordance with the
SPD for up to twelve (12) months only.
