Now wait just a doggone minute! Who are you to say that guy making great money for 40 years doesn't need that extra thousand? That's a lot of fine wine he'd be missing out on!I don't disagree, but the folks who are already raking in millions a year in salary really won't need that extra $1000 per month in Social Security income. The average American who will retire with barely a 401(k) will need to have the assurance their Social Security will not be shaved by 30% in 10 years when Social Security is forecast to become insolvent.