When divorce time comes, there are very few women concerned with leaving you with much. The reality is, in most cases it's Dog eat dawwggg!! If you've been fortunate enough to have relationships with women who are concerned with only being fair. I say lucky you! You've lead a good life.
On a serious note. It's just the thought, the person who has worked the hours, has to get it approved by someone who hasn't put in 2 minutes of the 35 years of work. It's just the principal. My wife didn't even ask for it, but I just didn't feel right not leaving her "a little something something" (oohhhhh, if I could turn back the hands of time). I'm sure her and the pool boy will live a good life after I'm gone. She'll outlive me.