If you budget your money and live within your means, you will always have enough. Stop spending more than you make. If you feel you have an income problem then get a different job. Maybe you need to lower your expectations of what it takes to live a happy life. I'm not defending socialism or trickle down or whatever. I'm just saying it's not the economy's fault you don't have enough money.
unbelievable. So you automatically assume that I don't live within my means. Oh wait, yes that's right I can scale down the number of kids I have too (2 stepchildren included that I take 100% responsibility for since their Dad disappeared years ago)?
I do know how to budget, and I do know what is unnecessary, and we live. I don't have bill collectors after me, every purchase is weighed out for how it may affect us in the coming months, etc
Yes, it is my fault that I dropped out of college years ago, but all of that is not what I am talking about. Let me spell it out for you...
Wifes job is EXACTLY the same thing that my grandmother did in the 80's/90's, she makes $1 less than my grandmother started out at.
My full-time job is warehouse management, same city as my grandfathers warehouse shipper job. At the same number of years in, my grandfather made $2 more per hour than I make as management. My employees make less. This is while my company makes approximately 100x more PROFIT per year than his did.
Get another job...been looking for 2 years for something to replace current fulltime job...its not as easy as you long term drivers remember. I could go any where I wanted to in warehousing with my experience for $3-$5 less an hour starting out, and having to work for another 5-10 yrs to get back to where I am now. I started my adult working life in the 90's. If you haven't been on the job market since about 2005 you do not understand the lack of
decent paying jobs.
Now to the point that will be brought up. Go driver. I hope too. The insurance and the extra $200 a week is why I started initially. If I was to have gone driver this last peak, i would have been layed off (inside work) for approximately 5 months at the start of this year. I would have went back to my $13.70 an hour for those 5 months...
Now to the last point,
if this has been TLDR just read this. What a lot of FT UPSers that haven't been in the market for a job since roughly 2005 dont realize is the 2 tricks that most large corporations are using right now. 1.)percentage raises. The board approves a percentage that everyone in the company gets. My last 3 with perfect reviews and the one I have already found out I will be getting in Feb, 2%, 1.5%, 1.5%, 2.5%, about $1.35 total over 4 yrs. The percentage works great if your making $100,000+ per year, but i don't (ft job+pt ups+wife's job=$65000 last year). 2.)insurance premium and out of pocket. My FT job for a family insurance is about $165 per week out of my paycheck Dental only pays from$300 to $1500 before it caps. Health has $6000 out of pocket on it.
Both of these are typical with corporate america today. esops and profit sharing are a thing of the past. Unions jobs are losing ground every year. Dividends and Ceo pay/bonuses go up every year, and the typical job pay stays the same or lowers.