Congrats to this UPS driver

[rod]

View attachment 95701 Why would you think that I would I lie? I have only been on this site for 8 years now.

I was always under the assumption that the more you juggled credit cards the more it lowered your score. Apparently I was wrong--sorry.

 

[upschuck]

I was always under the assumption that the more you juggled credit cards the more it lowered your score. Apparently I was wrong--sorry.

Credit utilization. The more unused credit, the better.

 

[Re-Raise]

I was always under the assumption that the more you juggled credit cards the more it lowered your score. Apparently I was wrong--sorry.

I don't cancel any of the cards, I just quit using them.

 

[Rack em]

I don't cancel any of the cards, I just quit using them.

Can I borrow of few of yours? I promise to give them back when they're maxed out

 

[Overpaid Union Thug]

I don't cancel any of the cards, I just quit using them.

A good one to have and not use (after spending enough to get the sign on bonus) is the Chase Marriott Card. You get a free room every year at Marriott or any of their Partners locations. The annual fee is like $90 so the worst case scenario is to never use the card again and get a rather huge discount once every year. Or actually use it every once in awhile, specifically on bigger purchases, and still continue to rack up enough points for a free room or two. They currently have an 80,000 point sign on bonus.