I am thinking of investing about 10,000 in the discounted employee stock option. I figure with the 5% discount I am already making money. I will talk to my financial planner but wanted to hear from my UPS brother and sisters also. Thanks!
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Do you have a Roth IRA? The best way to buy AND HOLD UPS stock or any other individual stocks would be in a Roth IRA where YOU WILL AVOID ANY TAXES ON GAINS AND DIVIDENDS IN THE FUTURE. Buy $5500 in 2014 and buy $4500 in 2015.
The market is expensive right now and UPS is overpriced SO GET YOUR CASH ON THE SIDELINES IN A BROKERAGE POSITION READY TO BUY WHEN THE MARKET HAS A BIG CORRECTION.
You really don't need a financial planner if you are wiling to take the time to study and research how to invest your money. FIDELITY has great info on their website and if you are a Fidelity customer they will help you with investment advice.
UPS is a top rated long term DIVIDEND PAYING stock so BUY BUY BUY AND HOLD.