Brownslave688
You want a toe? I can get you a toe.
It's pretty common. You can put it in a self managed a count and have I liked choices if you so choose. The fees are so low (and just went down) its yards to beat.
How big is your 401k?
- Thread starter joesmith
- Start date
Brownslave688
You want a toe? I can get you a toe.
brown bomber
brown bomber
hey gang,....no matter what Momma June and Sugar Bear are breaking up,...how will the world continue to rotate ??
brown bomber
brown bomber
Invest in adult diapers
bleedinbrown58
That’s Craptacular
upschuck
Well-Known Member
When I first say the letter title, I thought the fees were going up, not down, not that they were high anyway. That was a pleasant surprise.
Brownslave688
You want a toe? I can get you a toe.
Me too. I opened it and it said fee changes. My first thought was well it was a nice ride with dirt cheap fees. Then I looked and was like sweet. I know we are a really big company but my wife's fees are over double ours and she has less than 10 funds to choose from.
She will be the next bachelorette.
bleedinbrown58
That’s Craptacular
Brownslave688
You want a toe? I can get you a toe.
DSL.
UpstateNYUPSer(Ret)
Well-Known Member
My 401k is just below $120K and my goal is to retire with a balance close to $200K. I recently bought 256 shares of Apple ($95/share) through the SMA and used the dividends to buy 2 more shares. I have no personal debt and my mortgage will be paid off 3 months before I retire. My projected pension is $5K/month. My plan is to live off of my pension and delay SS until I turn 67. I am debating whether or not to tap in to my 401k to help my son pay down his $73K of student loan debt. Suze Orman says I would be foolish to do so and she is probably right but I feel awful that he is starting his professional life with that burden on his shoulders. He estimates paying $800/month for the next 10 years just to pay it off.
bleedinbrown58
That’s Craptacular
Well duh...she's obviously no stranger to putting things in her mouth...especially if it's frosted or smothered in butter! lol
trickpony1
Well-Known Member
It's my understanding you can't do that without a penalty.
You might want to check on that before you do it.
You can delay your S.S ,till age 70. every year you delay it,it goes up about 8% in value.
No penalty for doing so.
Ms.PacMan
Well-Known Member
I live in the Midwest. I think for most people though the cost of living is not that different. Spenders tend to gravitate towards the cost of living argument IMO.
Here is a list of the medium HOUSEHOLD income for a sampling of US cities http://en.m.wikipedia.org/wiki/Highest-income_metropolitan_statistical_areas_in_the_United_States
you can see that a full-time UPSer makes more than the average household everywhere.
And a cost of living index for selected US cities (with a point score of 100 representing the average) http://www.infoplease.com/business/economy/cost-living-index-us-cities.html
Money for good beer?
oldngray
nowhere special
In your case you might need to be a millionaire for beer money.
Ive Is,working on it.
UpstateNYUPSer(Ret)
Well-Known Member
Can't do what without a penalty?
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