Fred's Myth
Nonhyphenated American
If you feel you are not 'made whole' then leave them open.It may be smart to leave the case open for a while until it’s certain that no complications have occurred.
Are these payments a lot of money?
Settlements are 'confidential' but, based on the severity of the injury, in the thousands of dollars.
I am sure there are exceptions.
One coworker used theirs to vacation in St. Thomas. The experience made them 'whole' again.