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[Lineandinitial]

It's a little extra insurance in case you get hurt outside of work and not covered by workman's comp

Uhhhh..ok. Thanks.
Couldn't you just sell your 246 Dino?

 

[DOK]

This is a disability insurance for people that hurt outside of their jobs and do not have enough time to retire

A few bucks a week is a good insurance policy in case you get injured especially if you're younger and have a mortgage and young kids

I’ve used mine and was thankful I had it.

 

[IVE GOTTA PACKAGE 4U]

Uhhhh..ok. Thanks.
Couldn't you just sell your 246 Dino?

Please put your crack pipe down

 

[IVE GOTTA PACKAGE 4U]

I’ve used mine and was thankful I had it.

It's something to think about especially if you're young in your career

 

[Over70irregs]

View attachment 483632

Good info. Interesting

 

[Over70irregs]

I've been looking at whole life. What's your opinion?

Switched to term. Start early as possible. As you age it’s costly.

 

[Thebrownblob]

I've been looking at whole life. What's your opinion?

No

 

[IVE GOTTA PACKAGE 4U]

I've been looking at whole life. What's your opinion?

There's no correct answer for that, just depends on what your needs are

 

[IVE GOTTA PACKAGE 4U]

Switched to term. Start early as possible. As you age it’s costly.

Term insurance eventually runs out and if something happens as you get older it's very expensive to get a replacement policy

 

[Thebrownblob]

Term insurance eventually runs out and if something happens as you get older it's very expensive to get a replacement policy

Always looked at life insurance as income replacement, when my term runs out I should be close to or retired. When my family was younger, it was important to have that policy just in case something happened to me. Whole life in my opinion is really expensive for what basically amount to an annuity that you could get yourself or just put your money in a Roth IRA. But everyone situation is different.

 

[IVE GOTTA PACKAGE 4U]

Always looked at life insurance as income replacement, when my term runs out I should be close to or retired. When my family was younger, it was important to have that policy just in case something happened to me. Whole life in my opinion is really expensive for what basically amount to an annuity that you could get yourself or just put your money in a Roth IRA. But everyone situation is different.

IRS my in-laws are in the early 80s and their term policies have just ran out
Trying to find insurance at that age with some minor health conditions is very very expensive

 

[Thebrownblob]

IRS my in-laws are in the early 80s and their term policies have just ran out
Trying to find insurance at that age with some minor health conditions is very very expensive

Also, don’t piss your wife off if you have a big policy …….

 

[Just A UPS Guy]

IRS my in-laws are in the early 80s and their term policies have just ran out
Trying to find insurance at that age with some minor health conditions is very very expensive

Just remember the three Ps:
Price
Price
And Price

#colonialpenn

 

[IVE GOTTA PACKAGE 4U]

Also, don’t piss your wife off if you have a big policy …….
View attachment 483698

She better kill me while I'm still working because I have a lot more insurance

 

[Thebrownblob]

She better kill me while I'm still working because I have a lot more insurance

You’re not going to the Grand Canyon for vacation are you?

 

[IVE GOTTA PACKAGE 4U]

You’re not going to the Grand Canyon for vacation are you?

She did have a brochure on the table....

I also seen some AARP insurance quotes laying on the table....

Coincidence?

 

[bottomups]

IRS my in-laws are in the early 80s and their term policies have just ran out
Trying to find insurance at that age with some minor health conditions is very very expensive

If you don't have any debt, and most in their 80's shouldn't, why would you need life insurance?

 

[IVE GOTTA PACKAGE 4U]

If you don't have any debt, and most in their 80's shouldn't, why would you need life insurance?

Money for burial and final expenses

I don't know what survivorship options he took on his pension if he should pass away plus whoever passes away first they will lose the lower social security payment

It's a little extra money wouldn't hurt

 

[tourists24]

Our local connected our members with a rep from Transamerica for our supplemental insurance in case we needed it. I carried it for years and used it several times. It came in very handy.

 

[Brownsocks]

Money for burial and final expenses

I don't know what survivorship options he took on his pension if he should pass away plus whoever passes away first they will lose the lower social security payment

It's a little extra money wouldn't hurt

In my state you can legally be buried withing 24 hours in a blanket as long as you're deep enough that animals can't dig you up.