Retirement and Inflation

[BrownFlush]

Don’t you know the CIA took over Hollywood years ago? That TV you get your information from is telling you what they want you to know and think while also pacifying you. Why do you think they can totally change what people will accept in just a few years? Things that people would of never accepted just a few years ago are pushed as though it’s what everyone is wanting now. Sheep that want to belong think if everyone else thinks this or that then I better parrot what they are telling me. What has been told to us on TV that was a conspiracy is now coming out as fact and what they told us was fact is now being uncovered as a conspiracy. Do some research a good place to start is search “Operation Mockingbird“

Lol

What I see is conspiracy theory craziness being fed to people who are susceptible to conspiracy theory craziness.

Why do you and people like you get so worked up? I couldn’t care less what the “media” or “Hollywood” wants me to believe.

You are being manipulated to be in fear all of the time.

I think it takes an attentive and balanced thinker to digest everything they are feeding us.
Wading through what is propaganda by who and what and what is real is a challenge to the concerned and informed(!??1?) citizen.
Everything that sounds like a conspiracy, isn't. Everything that sounds like it's crazy, isn't crazy.
Some have poked fun at others for being manipulated, only to be the ones who were manipulated.
History was taught to us the way the wanted us to see it, to deny that most of the news is given to us the same way is naive.
The passed couple of years has been an eye opener for many.

 

[Darmark7]

Why do you and people like you get so worked up? I couldn’t care less what the “media” or “Hollywood” wants me to believe!

Yeah why worry about what the media says. It doesn’t affect the way I or people think and it doesn’t concern me.
Below is the way we all have always thought and the media didn’t have any responsibility in making us accept this, this is just what we all wanted all alone anyway. People need to stop falling for conspiracies.

 

[Re-Raise]

Yeah why worry about what the media says. It doesn’t affect the way I or people think and it doesn’t concern me.
Below is the way we all have always thought and the media didn’t have any responsibility in making us accept this, this is just what we all wanted all alone anyway. People need to stop falling for conspiracies.
View attachment 341168

I just don’t care about “media” as much as some of you do I guess.

I know people who are obsessed with online news and manipulating news channels.

It doesn’t affect my life at all. I pay as much attention to that crap as I do commercials trying to sell me stuff.

Why get so worried about it?

 

[Re-Raise]

Yeah why worry about what the media says. It doesn’t affect the way I or people think and it doesn’t concern me.
Below is the way we all have always thought and the media didn’t have any responsibility in making us accept this, this is just what we all wanted all alone anyway. People need to stop falling for conspiracies.
View attachment 341168

I treat gay and transgender people with respect, and refer to them the way they would like to be referred to.

I don’t do it because the media told me to. I do it because I think it is the right thing to do.

 

[Darmark7]

I treat gay and transgender people with respect, and refer to them the way they would like to be referred to.

I don’t do it because the media told me to. I do it because I think it is the right thing to do.

Well that’s great you are such a great person. But what about when the media tells other people that aren’t so great to start hating other races, such as whites and Asians. It’s wonderful that you don’t fall for it but when other people fall for it and start coming after you and I then it does affect you and me. Kind of short sighted to not worry about something because it “doesn’t affect me.”

 

[BrownFlush]

I treat gay and transgender people with respect, I do it because I think it is the right thing to do.

Common decency.

I don’t do it because the media told me to.

The media also groomed and admonished you to accept this as right, wholesome , and normal behavior. Did you buy that lie because of the media? Or are you a homophobic bigot? Because, that's what the media says you are if you haven't accepted their spin on the issue.

 

[Over70irregs]

Treat others as you would have them treat you. That covers everyone. We are grains of sand on a beach people....

 

[BrownFlush]

That means giving and receiving correction, making necessary changes.
Tides change the landscape of sand all the time.

 

[olroadbeech]

The trick about retirement and inflation is the same trick you should use all during your adult life.

Live below your means if possible. Invest extra money in conservative low cost mutual index funds that have a good history of keeping ahead of inflation.

we ran the numbers a hundred times before retiring. Very fortunate that we paid off hose beforehand and could live okay on just the pension alone. when social security kicked in it was all gravy.

we have only been retired 6 years and the stock market ( so far ) has done great. we havent touched our IRA's and 401k yet and they have been growing way more than our expectations.

If you havent retired yet I highly recommend you take care of all the high ticket items. Pay off house. Good vehicles. We bought all new appliances and made some major home improvements. At least 6-12 ( more is better ) months expenses in cash for emergencies.

so far so good........keeping fingers crossed.

 

[Shiftless]

olroadbeech, I too have hobbies that make me monies. I hear you get a lot of grief on that subject. Mine are from Motorcycle and Cars. I get a lot of "Hey when didya get this" and "Hey where did that go" between that and parts and accessories flowing in and out of my garage. During this china BS I slowed down and just rode my motorcycles more and beat on my hot rods like I stole them! Heck I was suppose to be riding up in Great Falls Montana RIGHT NOW and thru Canada and back down the coast but my Grandkids need us right now. I'm OK with that!

But I realize I'm getting ever closer to flying off that conveyor belt of life!! No time to waste! Only time to enjoy!

YA GOTTA LOVE CHOICES!

 

[Jones]

The trick about retirement and inflation is the same trick you should use all during your adult life.

Live below your means if possible. Invest extra money in conservative low cost mutual index funds that have a good history of keeping ahead of inflation.

we ran the numbers a hundred times before retiring. Very fortunate that we paid off hose beforehand and could live okay on just the pension alone. when social security kicked in it was all gravy.

we have only been retired 6 years and the stock market ( so far ) has done great. we havent touched our IRA's and 401k yet and they have been growing way more than our expectations.

If you havent retired yet I highly recommend you take care of all the high ticket items. Pay off house. Good vehicles. We bought all new appliances and made some major home improvements. At least 6-12 ( more is better ) months expenses in cash for emergencies.

so far so good........keeping fingers crossed.

It's pretty nice when the only regular bills you have are groceries and utilities.

 

[olroadbeech]

olroadbeech, I too have hobbies that make me monies. I hear you get a lot of grief on that subject. Mine are from Motorcycle and Cars. I get a lot of "Hey when didya get this" and "Hey where did that go" between that and parts and accessories flowing in and out of my garage. During this china BS I slowed down and just rode my motorcycles more and beat on my hot rods like I stole them! Heck I was suppose to be riding up in Great Falls Montana RIGHT NOW and thru Canada and back down the coast but my Grandkids need us right now. I'm OK with that!

But I realize I'm getting ever closer to flying off that conveyor belt of life!! No time to waste! Only time to enjoy!

YA GOTTA LOVE CHOICES!

Thanks. I have been thinking about getting back on motorcycles. I have always had Harleys but looking to get a good touring bike with a sidecar for a cross country trip from Cali back to Massachusetts where I have a lot of family and friends.

Most of our stimulus checks have gone to our childrens' families and that is a nice luxury to give.

I'm kind of secretive on my hobby because of copycats. Have a couple in my area but they havent been able to keep up with my quality and perhaps don't have to passion for the long term. people could do this anywhere in the western states and it would affect me.

If we had the room I would love to do motorcycles and cars. Have learned so much about restoration in the last 4 years that it would easily translate to that area. we would have to leave here and purchase a larger property with acreage and a Barn size for a shop. Right now I only have a 2 car garage and 1/3 of an acre. I have projects under tarps all over the yard and 2 neighbors have already com plained.

I had to curtail my repair sideline because of complaints. I wasnt doing many but the town got wind of what we were doing and threatened me with fines. I asked them what was wrong with restoring stuff and reselling and they said nothing. But I cant make money repairing without a license. All I was doing with the money we made was to buy more projects , more tools , and pizza and beer.

Sounds like you are having fun riding. I have been cross country 4 times, Vancouver , and Mexico and many small trips until I wrecked my custom built Sportster. Had about 70,000 miles on that 1000cc. The only breakdown I ever had was the generator . I kept up on maintenance and did have to do 2 top end jobs and one lower end. It was a 1977 when AMF built them.

 

[olroadbeech]

It's pretty nice when the only regular bills you have are groceries and utilities.

Most of time in last 5 years that was true. Our biggest bill is the property tax bill. This year we did have some unexpected expenses but fortunately some of the stimulus and tax refunds helped us from taking from savings.

We had some roof work done ( 33 year old roof ) . That was 4k. Had to take done some dangerous trees in back yard. That was 2k. Now my dog needs some dental surgery ( we do not have pet insurance ). That is close to another 2k.

Bills and groceries go up every year . Seems like more than inflation rate . The SS COLA helps a tiny bit but not much. But that is why we are so disciplined on investing most of our SS in mutuals. To stay ahead of inflation and help in emergencies like listed above.

Just keeping fingers crossed that things remain good.

 

[BrownFlush]

I just got back from visiting my financial advisor, Mr. Just Spenditall.
He said my portfolio is right on target.

 

[Darmark7]

I just got back from visiting my financial advisor, Mr. Just Spenditall.
He said my portfolio is right on target.

Everyone has to have a plan. Some workout better than others.

 

[Shiftless]

Thanks. I have been thinking about getting back on motorcycles. I have always had Harleys but looking to get a good touring bike with a sidecar for a cross country trip from Cali back to Massachusetts where I have a lot of family and friends.

Most of our stimulus checks have gone to our childrens' families and that is a nice luxury to give.

I'm kind of secretive on my hobby because of copycats. Have a couple in my area but they havent been able to keep up with my quality and perhaps don't have to passion for the long term. people could do this anywhere in the western states and it would affect me.

If we had the room I would love to do motorcycles and cars. Have learned so much about restoration in the last 4 years that it would easily translate to that area. we would have to leave here and purchase a larger property with acreage and a Barn size for a shop. Right now I only have a 2 car garage and 1/3 of an acre. I have projects under tarps all over the yard and 2 neighbors have already com plained.

I had to curtail my repair sideline because of complaints. I wasnt doing many but the town got wind of what we were doing and threatened me with fines. I asked them what was wrong with restoring stuff and reselling and they said nothing. But I cant make money repairing without a license. All I was doing with the money we made was to buy more projects , more tools , and pizza and beer.

Sounds like you are having fun riding. I have been cross country 4 times, Vancouver , and Mexico and many small trips until I wrecked my custom built Sportster. Had about 70,000 miles on that 1000cc. The only breakdown I ever had was the generator . I kept up on maintenance and did have to do 2 top end jobs and one lower end. It was a 1977 when AMF built them.

AMF, my Brother got one when he got back from Nam. POS! AMF was the worst thing to happen to HD. Or was it they kept the name alive?

I built the latest sidecar rig I have here 2 .5 years ago. Wife digs it over others I have had. because it sits high and she and the dog can sit side by side. Its BMW GSA with a DMC Expedition chair. All tricked out with suspension, steering and brake modification's. With 125 HP its the right mix of bike and chair! This rig is what would have taken us up north.

One of the coolest things is My grand kids LOVE All of my bikes first thing out of their mouths is "Lets Ride" Granpa!

I can't roll up to their house without taking them for some type of ride. Their helmets are always with this rig.

It makes my heart beat, I live for this stuff, as I use to take my kids to school and pick them up in the sidecar when they were this age. Now I take their ( my Grankid's )!!! And if parents of the kids at school or their friends will let their kids go for a ride? I'm more than happy to give them a ride! You should see how big little kids eyeballs can get when the parent says OK!

Ya Gotta Love Choices!
(that is why I make MY OWN)

 

[Shiftless]

As far as inflation being a retired guy? Heck ya its importante to me as I imagine all the other retiree's!

Altho I have only been retired a short while (16 plus years) and doing do when I was 49 years old, you can try and plan for it, and use due diligence in watching over your investments and how you pursue your lifestyle and expenses, but you still have to live life!

Don't plan on touching my Stocks, IRA's or Investments. So far I consider myself lucky! But this socialist / marxist (not capitalized on purpose as I don't want any respect shown to these BS idea's) that is rising its ugly head may be a much more than America bargained for if we don't get a grip on this cradle to grave mentality BS! So who knows????

 

[olroadbeech]

AMF, my Brother got one when he got back from Nam. POS! AMF was the worst thing to happen to HD. Or was it they kept the name alive?

I built the latest sidecar rig I have here 2 .5 years ago. Wife digs it over others I have had. because it sits high and she and the dog can sit side by side. Its BMW GSA with a DMC Expedition chair. All tricked out with suspension, steering and brake modification's. With 125 HP its the right mix of bike and chair! This rig is what would have taken us up north.

One of the coolest things is My grand kids LOVE All of my bikes first thing out of their mouths is "Lets Ride" Granpa!

I can't roll up to their house without taking them for some type of ride. Their helmets are always with this rig.

It makes my heart beat, I live for this stuff, as I use to take my kids to school and pick them up in the sidecar when they were this age. Now I take their ( my Grankid's )!!! And if parents of the kids at school or their friends will let their kids go for a ride? I'm more than happy to give them a ride! You should see how big little kids eyeballs can get when the parent says OK!

Ya Gotta Love Choices!
(that is why I make MY OWN)

I was gonna mention that AMF Harleys were POS but figured you knew. Before I went on my first cross country trip on that 77 , we completely tore down that bike ( every nut and bolt ) and rebuilt it right.

I put dresser shocks on it cause I'm short. A larger gear on the tranny end so it could run at a lower RPM at highway speeds. Installed an oil cooler ( probably the best addition )

It has points and a condenser and found out that chevy short block points and condenser will work with this engine.

Oh, I forgot one breakdown. In florida a valve stuck on the rear cylinder. Fortunately I was at my parents house for a short layover. It was fairly easy to fix. Removed head, removed valves and put high temp grease on stem and that worked.

Finished putting it all together at around 3 a.m. was gonna go up to Daytona in morning so I was drag racing it up and down the street 5-6 times figuring if it was gonna blow up it would do it then. All this with straight pipes.

My folks didnt say anything at the time but years later they told me neighbors were coming over the next day asking questions.

 

[BrownFlush]

Everyone has to have a plan.

No, my fren.
Unless you consider spending it a plan, I've never had one.

 

[Darmark7]

No, my fren.
Unless you consider spending it a plan, I've never had one.

Yes you have a plan. Even someone that says they have no plan has made a plan to not have a plan. Hope your plan works for you.