Different locals across the country have different rules just the way it is. Ill give you an example, where im at we are in same local as 1 in a big city, but there in the city they have 25 and out at any age or you can roll out at age 50 i believe, but here its 30 years or age 55. Doesnt make any sense at all. I asked the local union guy that comes in like once a month why we were different than them since we are in the same local. His explanation which still doesnt make any sense and still kind of dont understand it, well sort of i do is, our finances or treasury are in a different location or bank or what have ya. Pretty LAMO if you ask me. So now i have to figure out how the hell im going to be able to survive physically for another 11 years lol. Bunch of BS really.