Hey Aces-up you keep talking about 33 million lost in medical. It was not lost it was spent on the members and their families. Doctor visits, surgery, prenatal care, births, cancer care, heart attacks, broken limbs,hospital stays, long term illness, in home care, and many many more. So stop talking about something you have no knowledge on. For Christ sakes read, pick up a paper once in a while and read what is going on the USA, in your neighborhood to your relative read you maroon, READ!!!!!