There was absolutely nothing wrong with our medical coverage under Howie R and Bill B, it was the best coverage a member could want. Tim S and his E/B sold you lies. Our health fund went from what? 27 million to 7 million, that's because they paid the bills, we had excellent coverage . And every year UPS had to add another 20 million to the fund, I guess Tim S and Jim R forget to tell you that little tit bit. Well now we have just about every member that has used our medical in collection, we pay a hell of a lot more out of pocket, while E/B medical bills are 100% covered. And they are proud that there is 27 million in the fund, just what UPS wanted all the time. If you don't know, we the members, money is taken out for every hour we work, that is blood sweat and tears money. That money gos into our fund, it's always been like that, so don't let anybody tell you it's free, that's right you pay for your medical, you don't write a check out, it's taken out for you, that always been part of our contract. Now you pay more out of pocket and your bills are not paid, in my book that's called, well you can fill this sentence in.