You calling off Friday?

[IVE GOTTA PACKAGE 4U]

One of my buddies from work has a wife 11 years younger and he would take a huge hit for survivorship benefits.

The age has a lot to do with it
My wife is a few months older than me cuz you probably make me work at this place a few months longer

 

[Johney]

The age has a lot to do with it
My wife is a few months older than me cuz you probably make me work at this place a few months longer

Excellent.

 

[IVE GOTTA PACKAGE 4U]

Excellent.

You really don't get it

 

[Thebrownblob]

One of my buddies from work has a wife 11 years younger and he would take a huge hit for survivorship benefits.

My man!!

 

[IVE GOTTA PACKAGE 4U]

One of my buddies from work has a wife 11 years younger and he would take a huge hit for survivorship benefits.

It's all about the actuary numbers

 

[oldngray]

July 3rd Those beaches will be open.mp4 | Tomorrow is the 4th of July, enjoy the beach! 🎥 - Jaws 🦈 🎆 🏊 🍖 | By JawsFacebook

Tomorrow is the 4th of July, enjoy the beach! 🎥 - Jaws 🦈 🎆 🏊 🍖

www.facebook.com

 

[Wally]

When I retired the survivorship and life insurance was about the same in cost, but the life insurance was only good for 20 years so if I outlived that the policy was no good and try and get one when I was 75+ wasn't going to happen so we went with the cut in pension so the wife gets something if I die first. Of course mine is also like @IVE GOTTA PACKAGE 4U if the wife dies first it reverts back to my full pension.

Why does all the planning seem to be a one way street, keeping wifey cared for should we drop dead?

We need reciprocity here! A new, younger replacement model is expensive!

 

[bottomups]

Here your wife has to sign off on not getting survivorship. Also keep in mind if your wife is younger than you the survivorship cost's more per month.

Our term life insurance policies have expired and we did not renew because of the cost & were no longer needed.
I took out the 75% survivorship option for my spouse on my pension.
She did not do the same for me with her pension. At least her pension has a cost of living adjustment every year.

 

[sailfish]

Happy 4th! Hope everyone enjoys celebrating freedom by grilling on their back deck they probably needed a permit to build.

 

[Wally]

Why does all the planning seem to be a one way street, keeping wifey cared for should we drop dead?

We need reciprocity here! A new, younger replacement model is expensive!

Of course we will observe a reasonable/respectable period of mourning.

How many days/ weeks time is acceptable? Preliminary, not actually dating.

 

[RTS313]

not focused instead of salsa their is ketchup

 

[RTS313]

When I retired the survivorship and life insurance was about the same in cost, but the life insurance was only good for 20 years so if I outlived that the policy was no good and try and get one when I was 75+ wasn't going to happen so we went with the cut in pension so the wife gets something if I die first. Of course mine is also like @IVE GOTTA PACKAGE 4U if the wife dies first it reverts back to my full pension.

Some retired drivers take the full pension amount and Increase/get a 2 million life insurance policy. Incase they die early the beneficiary gets a huge check

 

[bottomups]

Some protein for breakfast before camping in the Rockies.

 

[IVE GOTTA PACKAGE 4U]

Some retired drivers take the full pension amount and Increase/get a 2 million life insurance policy. Incase they die early the beneficiary gets a huge check

But you may not live that insurance policy then your spouse has nothing.

 

[P£INinY0uR***UnionGuy8564]

One of my buddies from work has a wife 11 years younger and he would take a huge hit for survivorship benefits.

But is he banging the hell out of her?

 

[RTS313]

But you may not live that insurance policy then your spouse has nothing.

I don’t know many retired who live past 20 years. Those I know who retired tend not to be active any more.

 

[IVE GOTTA PACKAGE 4U]

I don’t know many retired who live past 20 years. Those I know who retired tend not to be active any more.

If you retire early at 55 is very good chance you could live 20 years or more

What happens if you lived 20 years in one day then she would get absolutely nothing.

 

[clean hairy]

My dad lived 40 years after retiring, he was active in different civic groups and even mentioned many times how he was putting in more hours than when he was working.

 

[rod]

One of my buddies from work has a wife 11 years younger and he would take a huge hit for survivorship benefits.

He will probably be divorced by the time he retires. Those younger gals tend to grow tired of old farts quick.

 

[Johney]

He will probably be divorced by the time he retires. Those younger gals tend to grow tired of old farts quick.

Nope. They lived together for 15 years and just got married a few years ago so he could finally add her to Teamcare.